Terms and Conditions

Terms & Conditions


Makes Cents Media Pty Ltd ABN 13 630 717 243 (‘Makes Cents Media) has the right to operate the Makes Cents Media website (the Website) and these Terms & Conditions apply to your use of the Website. Your use of the Website including accessing or browsing the Website or uploading any material to the Website is deemed to be your acceptance of these Terms and Conditions. Please read these carefully and if you do not accept the Terms and Conditions set out below please exit the Website and refrain from using the Website.

If you breach any provision of these Terms and Conditions your right to access the Website will be immediately revoked. The Website is for Australia residents only aged 18 years or over.

A User can contact Makes Cents Media at any time on ([email protected]) to opt out of direct marketing with the subject line as Unsubscribe, or by clicking the ‘unsubscribe’ link found at the bottom of our digital communication, or in writing to: Makes Cents Media Pty Ltd, Po Box 5016, Mermaid Waters QLD 4218 Australia.

1. Intellectual Property

Makes Cents Media use the words ‘Makes Cents Media’ as a trade mark in Australia (‘Trade Mark’). You are not permitted to use the Trade Mark or any other trademarks which belong or are licensed to Makes Cents Media or any of Makes Cents Media’s Intellectual Property which includes but is not limited to copyright material, confidential information, designs and other content located on the Website without Makes Cents Media’s prior written authorisation.

The information, images and text on the website may be subject to copyright and are the property of or otherwise property that is licensed to Makes Cents Media. Trademarks used on the Website to describe other companies and their products or services are trademarks which belong to or are licensed to those companies (Other Trade Marks). The Other Trade Marks are displayed on the Website to provide information to you about other products or services via the Website. You agree not to download, copy, reproduce or in any way use the Other Trade Marks without authorisation from the owner/s of the Other Trade Marks.

You acknowledge that you are expressly prohibited from using the phrase ‘Makes Cents’ or any part of the Website domain name without the written consent of Makes Cents Media. You agree that you are prohibited from reverse engineering the Website or otherwise attempting to copy the Website functionality or obtain from the Website information or data including but not limited to User’s personal information.

2. Information and Liability

You acknowledge that Makes Cents Media is not liable or responsible for any errors or omissions in the content of the Website. The information contained on the Website is provided for general information purposes only. Makes Cents Media make no warranties as to the accuracy, completeness or health risks in relation to the recommendations, information or material contained on the Website.

You acknowledge that there are risks associated with using the internet and World Wide Web and to the fullest extent permitted by law, Makes Cents Media or its affiliates or subsidiaries are not liable for any direct or indirect damages or losses arising by way of your use or access to the Website.

You acknowledge that Makes Cents Media makes no warranty that the Website will meet your User requirements or that the information contained on the Website or your use of the Website will be uninterrupted, timely, secure, error free, accurate, virus-free or compliant with legislation or regulations.

You acknowledge and agree that Makes Cents Media have no liability of any kind either express or implied with respect to any claims arising in any way from your use of the Website, by virtue of the information provided or contained on the Website. The Website contains general statements regarding goods and/or services offered by other businesses however it is your responsibility to ensure the goods and/or services are the product you wish to purchase and must review the relevant product or service documents supplied by the relevant businesses.

You acknowledge that Makes Cents Media may from time to time improve or make changes to the Website to upgrade security on the Website, update information on the Website or for any other reason in Makes Cents Media’s sole discretion.

You acknowledge that you are responsible for ensuring the protection of your electronic equipment when accessing or browsing the Website and unreservedly hold Makes Cents Media harmless in respect to damage sustained to your electronic equipment or losses incurred by you as a result of the Website.

3. Invitation to Contact

a) By submitting an application to us you explicitly authorise us, the relevant retailer and our other third party partners (who we choose to appoint and can change at any time) to contact you via phone, SMS, MMS, emails or any other electronic or direct methods in order to provide you with services, news, information or advice about our, or their, existing and new products and services.

b) If your phone number is on the Do Not Call Register, you confirm and consent that the communication from Makes Cents Media Pty Ltd or any of its appointed partners is solicited. You also authorise us to contact you during our call centre opening hours, i.e Monday to Thursday 9 am to 9 pm AEST, Friday 9 am to 8 pm AEST and Saturday and Sunday 10 am to 5 pm AEST.

c) You authorise and consent to us and our third-party partners contacting you for marketing promotions, which include telephone, SMS, MMS, emails or direct mails or any other format of marketing.

d) This consent is valid for the maximum time allowed by law or legal authorities like ACMA until you choose to opt out. You can opt out of these communications by contacting us as detailed in our Privacy policy.

4. Privacy

Makes Cents Media is committed to preserving the privacy of its Users and will ensure that all personal information collected will be kept secure and in accordance with any applicable privacy laws. By using the Website, you agree to provide certain personal information necessary to utilise the Website to its full capability.

Whilst Makes Cents Media agrees to ensure that all personal information is kept secure, you agree that Makes Cents Media may provide your Personal Information to other companies for the purpose of providing you with a quote or information about a product of service. You acknowledge that Makes Cents Media will receive remuneration for providing your Personal Information to relevant third-party businesses.

Makes Cents Media receive payment from the sale of your personal information to third party goods and services providers when you supply your personal information to the Makes Cents Media website. You expressly permit Makes Cents Media to sell your personal information in order for Makes Cents Media to supply you with a quote for goods and/or services.

Makes Cents Media reserves the right to cooperate fully with any law enforcement authorities relating to any lawful request for the disclosure of personal information of its Users. You acknowledge that you have read and agree to the terms of Makes Cents Media’s Privacy Policy.

5. Use of Website

You acknowledge that your use of the Website is undertaken at your own risk and you unreservedly indemnify Makes Cents Media from any responsibility in respect of information or content listed on the Website or any linked websites not controlled by Makes Cents Media.

You agree not to engage in any activity that is disruptive or is detrimental to the operation or function of the Website. You are prohibited from positing or transmitting unlawful, threatening, defamatory, obscene, or profane material on the Website. Makes Cents Media may prevent you from accessing the Website if in Makes Cents Media’s sole opinion you have violated or acted inconsistently with these Terms and Conditions.

Makes Cents Media will attempt to find the best quote for you however Makes Cents Media is not able to bind a third party business to ensure the third party business sells the goods or services to you and nothing on the Website constitutes an offer to sell or supply any goods or services to you. Further, Makes Cents Media make no warranty the quote provided to you is the best, the cheapest or that the goods or services are fit for purpose or meet consumer warranties in Australia.

6. Links and Advertisements

You acknowledge that any links or advertisements containing links to external websites that are provided or located on the Website are for convenience only. Makes Cents Media does not endorse or make any warranty with respect to any external websites or to the accuracy or reliability of the links or advertisements contained on the Website.

You acknowledge that items, resources or learning material which are advertised or displayed on the Website may not be available to purchase or download at the time you access the Website.

7. Security

Makes Cents Media, from time to time, may use technology to improve security on the Website and you agree to cooperate with Makes Cents Media and you are responsible to check and read the amended Terms and Conditions.

8. Cookies and Viruses

Makes Cents Media uses its best endeavours to ensure the use of the best technology to protect its Users, but accepts no responsibility in relation to any damage to any electronic equipment used by you, including mobile devices, as a result of your use of the Website. You acknowledge that you are responsible for ensuring the protection of your electronic equipment and unreservedly indemnify Makes Cents Media from any responsibility in respect of damage to any electronic equipment as a result of your use of the Website.

9. General

If any part of these Terms & Conditions is held to be illegal or unenforceable, you authorise Makes Cents Media to amend or sever that part of the Terms & Conditions to make that part legal and enforceable or to ensure that the remaining parts of the Terms & Conditions remain in full force and effect.

You acknowledge that Makes Cents Media may vary these Terms & Conditions and you agree to be bound by that variation from that time when that variation is advised. You understand that it is your responsibility to regularly check these Terms and Conditions so that you are aware of any variations which apply. Your continued use of the Website constitutes your agreement to these Terms and Conditions and any variations to these Terms and Conditions.

10. Applicable Law

You agree that the content of this Website is intended for Australian residents only and may not be available in your Country. The laws of the State of Queensland will apply with respect to these Terms and Conditions and your use of the Website. You submit to the exclusive jurisdiction of the applicable Courts located in the State of Queensland, Australia with respect to the Website and these Terms and Conditions.

 Updated 04/03/2019