Life Insurance

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Take the guess work out of getting Life Insurance. Follow our simple steps and let us find you the best insurer.

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Because you don’t have to go searching for the best deal yourself, you don’t have to compromise quality of cover for convenience. You can rest assured we’ll get you the best deal online with extras you deserve!

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You’re in good hands, MakesCents only works with the best quality and most trusted Life Insurance providers.

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You can have full confidence knowing you’ll get the most competitive policy, that will take care of your family when they need it most.

Get Life Insurance That Fit’s for your lifestyle and budget

No two people are the same.
We help you customise the following types of insurances to give you peace of mind without breaking your budget.

Compare Life Insurance Online Life Insurance
Provides cover to protect your family’s financial future if you were no longer around to provide for them.

Income Protection Insurance Income Protection Insurance
If you suffer an injury or illness, Income Protection insurance can help cover you and your family and ensure the bills are paid for.

Total Permanent Disability Insurance Total Permanent Disability Insurance
Cover to provide quality of life should you suffer a permanent injury or illness that prevents you from working entirely.

+Life Insurance Explained+

Life insurance is on the list of must-haves for anyone, especially those who have dependents. Even people who are fresh out of school may want to consider getting a life insurance policy if they want to start a family in the future. Having life insurance makes sure that a person’s dependents get compensated should anything undesirable happen. This is true as long as life insurance applies.

There can be many reasons for taking the insurance out, and having insurance is always a good thing regardless of intentions. Having a financial buffer for any children, family, or other dependents can ensure a pleasant and comfortable future for them.

Life Insurance Comparison 

4 Questions to Ask before Taking out Life Insurance For whatever purpose life insurance will be taken out, careful consideration must be taken. Here are 4 questions to ask before taking out life insurance.

1. What are the types of insurance plans that I need to know about?

The two main types of insurance are term insurance, which applies for a set amount of years, and whole life insurance which is permanent.

For term life insurance, outliving the years in the policy gives you back the money for the premium that you pay. Whole life insurance, on the other hand, has got you protected for your entire life.

2. What is the purpose of taking out the money?

Some of the most common reasons for taking out life insurance include expenses for funeral services and using the money to pay off debts.

Solely taking life insurance for funeral costs may be a bit wasteful in some cases, but may be a helpful addition to the policy in the long run. Regarding debts, one must first make sure whether potential deficits are transferrable to dependents. Once you have analysed what debts can potentially be of concern, then the appropriate decisions can be made.

3. What is the best time to take out life insurance?

Most people would say that the best time to take out life insurance is as early as possible. However, the cost of paying this, in the long run, must also be considered. Instead, other people opt to subscribe to life insurance after they have started working.

Consider the amount to be paid, as well as the value that will be obtained from the insurance. Remember that older people have higher chances of developing illnesses, which can also be one of the reasons to get declined.

Finding a balance on when to get life insurance is the best way. Make sure you consult with a local insurance company professional to find out more.

4. Do I need life insurance?

As stated earlier, if you have any dependents, then yes. Having life insurance coverage makes sure that your family gets a good amount of money in case of an untimely death. Future plans of having a family may also warrant enough reason to get a life insurance.

The information provided here is not financial advice and is general only and does not consider your personal objectives, financial situation or needs.

Before you decide to purchase a product, it is important to consult a licensed financial adviser and read the relevant PDS.


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Customer review

Don’t just take our word it, hear from our valued customers about their experience with MakesCents.


5 out of 5

Will Brisbane

Brisbane, QLD

Highly Recommend

         5 out of 5, reviewed on Mar 21, 2019 helped my wife and i find an insurer where we needed to make sure our life insurance was not only up to date but that we were getting the best deal. I’ve just gone through the process and it was so simple! They helped us both find a suitable life insurer and now we have peace of mind!!

*Most insurance companies covering COVID-19 as long as you do not fit the following criteria

  • In the last 3 months tested positive to COVID-19
  • In the last 3 months self-isolated with symptoms and/or on medical advice
  • In the last month been advised to self-isolate due to COVID-19 (excluding mandatory government orders to remain at home)
  • In the last month had a persistent cough, fever, raised temperature or been in contact with an individual suspect or confirmed to have COVID-19.

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